Best PayPal Betting Sites
✓ Last Updated: October 27, 2025
Quick Answer: Best PayPal Betting Sites
PayPal is accepted at major US sportsbooks including FanDuel, BetMGM, and DraftKings in 22+ states where online sports betting is legal. All offer instant deposits and fast withdrawals (24-72 hours) with no transaction fees.
- FanDuel: Fastest PayPal processing with 24-48 hour withdrawals
- BetMGM: Largest bonus offers eligible for PayPal deposits (up to $1,500)
- DraftKings: Lowest minimum deposit at $5 via PayPal
- No Fees: All major sportsbooks offer fee-free PayPal transactions
- Available in 22+ States: AZ, CO, CT, IL, IN, IA, KS, KY, LA, MD, MA, MI, NJ, NY, OH, PA, TN, VA, WV, WY, and more
Our current pick as the best PayPal sports betting site in the US is FanDuel, followed closely by BetMGM and DraftKings. We determined this through extensive testing of PayPal deposit and withdrawal speeds, processing fees, and bonus eligibility across all major sportsbooks.
We've tested PayPal transactions at more than 15 sportsbooks across both iOS and Android apps. FanDuel consistently processes PayPal withdrawals the fastest (often under 24 hours), while DraftKings offers the lowest minimum deposit at just $5.
PayPal provides significant advantages over traditional payment methods: withdrawals are 3-5 days faster than credit cards, there's an extra security layer protecting your financial information, and all major sportsbooks offer fee-free PayPal transactions. You must be physically located in a legal sports betting state to use PayPal at these sportsbooks.
This guide covers everything you need to know about using PayPal for sports betting, including step-by-step deposit and withdrawal instructions, fee breakdowns, state availability, and detailed reviews of each PayPal-accepting sportsbook.
Top PayPal Betting Sites
| Sportsbook | PayPal Features | Welcome Bonus | Terms & Conditions |
|---|---|---|---|
|
FD
FanDuel
|
✓ Fastest PayPal Withdrawals 24-48 hours $10 minimum No fees | Bet $5, Get $150 If First Bet Wins Visit FanDuel → |
Terms: 21+ (18+ D.C.). First wager only. $5 deposit req. Bonus bets expire 7 days. Restrictions apply. See sportsbook.fanduel.com
Gambling Problem? 1-800-GAMBLER
|
|
MGM
BetMGM
|
✓ Highest Bonus Coverage 24-48 hours $10 minimum No fees | Up to $1,500 Back If First Bet Loses Visit BetMGM → |
Terms: 21+ only. $10 min. First bet refund as bonus bets if loses. 1X playthrough. Expire 7 days. See BetMGM.com
Gambling Problem? 1-800-GAMBLER
|
|
DK
DraftKings
|
✓ Lowest Minimum: $5 24-72 hours $5 minimum No fees | Bet $5, Get $200 If First Bet Wins Visit DraftKings → |
Terms: 21+ only. New customers. Bet $5+, must win. Bonus bets expire 7 days. See DraftKings.com
Gambling Problem? 1-800-GAMBLER
|
|
CZ
Caesars
|
✓ Rewards Program 24-48 hours $10 minimum No fees | Bet $1, Double Winnings Next 20 Bets Visit Caesars → |
Terms: 21+ only. 20 profit boost tokens (100%). Valid 14 days. Max $25/token. See Caesars.com
Gambling Problem? 1-800-GAMBLER
|
📌 Disclosure: Topendsports.com may earn a commission when you sign up through our links at no cost to you. We only recommend PayPal sportsbooks we've personally tested. All sites are licensed and regulated.
Best PayPal Betting Sites
The best PayPal betting sites in the US are FanDuel, BetMGM, and DraftKings, all offering instant deposits and fast withdrawals in states where online sports betting is legal. PayPal is accepted at major licensed sportsbooks across 22+ states, providing a secure alternative to credit cards with no transaction fees.
We've tested these platforms extensively to evaluate PayPal processing times, fees, and bonus eligibility. Topendsports.com may earn an affiliate commission when you sign up through our links at no cost to you—this doesn't affect our rankings.
You must be 21+ (18+ in KY) and physically located in a legal sports betting state to use PayPal at these sportsbooks.
PayPal Betting Sites Reviewed
FanDuel
Terms & Conditions: 21+ (18+ D.C.) Opt in req. First online real money wager only. $5 first deposit required. Bonus issued as nonwithdrawable bonus bets which expire 7 days after receipt. Restrictions apply. Select US states only. See terms at sportsbook.fanduel.com.
Gambling Problem? Call 1-800-GAMBLER
FanDuel processes PayPal withdrawals faster than any other US sportsbook, often completing transfers in under 24 hours during our testing...
BetMGM
Terms & Conditions: 21+ only. New customers only. Min deposit $10. First bet must settle within 7 days. If loses, receive back as bonus bets up to $1,500. 1X playthrough requirement. Bonus bets expire in 7 days. Stake not included. See BetMGM.com for full terms.
Gambling Problem? Call 1-800-GAMBLER
BetMGM offers the highest first bet insurance coverage ($1,500) among PayPal-accepting sportsbooks, with deposits qualifying for the full bonus amount...
DraftKings
Terms & Conditions: 21+ only. New customers only. Min $5 deposit. Place $5+ wager. If wins, get $200 in bonus bets. Bonus bets expire 7 days after issuance. Stake not included in returns. See DraftKings.com/sportsbook for full terms.
Gambling Problem? Call 1-800-GAMBLER
DraftKings offers the lowest PayPal minimum deposit at just $5, making it perfect for casual bettors or those wanting to test the platform...
Caesars
Terms & Conditions: 21+ only. Bet $1+. Receive 20 profit boost tokens (100% boost). Valid 14 days. Max $25 profit per token. Awarded regardless of bet outcome. Select states. See Caesars.com/sportsbook for full terms.
Gambling Problem? Call 1-800-GAMBLER
Caesars integrates PayPal with its nationwide rewards program, earning credits redeemable at Caesars Entertainment properties...
💡 Pro Tip: Link PayPal Before Betting
Set up your PayPal account with your sportsbook before placing your first bet. This ensures instant withdrawals when you win, avoiding delays in accessing your funds. It only takes 30 seconds during your first deposit.
PayPal Betting Information Hub
How to Set Up PayPal at Sportsbooks
Create PayPal Account
Visit PayPal.com and create a free account. Verify your email and link your bank account or card. This takes 5-10 minutes.
Choose Your Sportsbook
Select from FanDuel, BetMGM, DraftKings, or Caesars. All accept PayPal in legal states.
Register & Verify
Sign up at your chosen sportsbook. Complete identity verification (required by law). This includes SSN and address verification.
Link PayPal
Go to Cashier → Deposit → Select PayPal. You'll be redirected to PayPal to authorize the connection.
Make First Deposit
Enter amount ($5-10 minimum). Confirm in PayPal. Funds appear instantly in your betting account.
PayPal Betting by State
✅ PayPal Legal (20+ States)
Full Access: AZ, CO, CT, IL, IN, IA, KS, KY, LA, MD, MA, MI, NJ, NY, OH, PA, VA, WV
Limited Books: TN, WY (no Caesars)
All major sportsbooks accept PayPal in these states with instant deposits and 24-72 hour withdrawals.
⏳ Coming Soon
Legislation Pending: NC, VT, ME
These states have approved sports betting but are still launching. PayPal expected at launch.
❌ Not Available
No Online Betting: CA, TX, FL, GA, and others
Online sports betting not yet legal. Check back as legislation evolves.
Important: You must be physically located in a legal state to bet. VPNs are prohibited and will result in account closure.
Frequently Asked Questions
What's the fastest PayPal sportsbook?
FanDuel processes PayPal withdrawals fastest, often in under 24 hours. BetMGM and Caesars typically take 24-48 hours.
Are there PayPal fees?
No fees from sportsbooks. PayPal charges 1.5% (max $15) only if you use instant bank transfer. Standard transfers are free.
What's the minimum deposit?
DraftKings: $5, FanDuel/BetMGM/Caesars: $10
Can I withdraw to a different PayPal?
No. Your PayPal email must match your sportsbook account email for security.
Do bonuses work with PayPal?
Yes. All welcome bonuses are eligible with PayPal deposits, no restrictions.
Is PayPal safe for betting?
Yes. PayPal adds an extra security layer since sportsbooks never see your bank/card details.
PayPal Security for Sports Betting
256-bit Encryption
All PayPal transactions use bank-level encryption, protecting your financial data.
Purchase Protection
PayPal's buyer protection covers unauthorized transactions up to $100,000.
Privacy Shield
Sportsbooks never see your bank account or card numbers when using PayPal.
Two-Factor Authentication
Enable 2FA on PayPal for extra security. Required for withdrawals over $1,000.
Security Best Practices:
- Use unique passwords for PayPal and each sportsbook
- Enable 2FA on both PayPal and sportsbook accounts
- Verify all emails are from legitimate sources
- Monitor account activity weekly
- Never share login credentials
PayPal Betting Troubleshooting
Common causes and solutions:
- Insufficient funds: Check PayPal balance and linked bank account
- Daily limit reached: PayPal has daily limits ($10,000 typical)
- Location issue: Must be physically in a legal betting state
- Account not verified: Complete PayPal verification process
Quick fix: Try depositing a smaller amount first ($10-20) to test the connection.
If still failing, contact sportsbook support first, then PayPal if needed.
Normal processing times:
- FanDuel: 24-48 hours
- BetMGM: 24-48 hours
- DraftKings: 24-72 hours
- Caesars: 24-48 hours
Common delays:
- First withdrawal: Takes longer due to identity verification (up to 5 days)
- Large amounts: Withdrawals over $3,000 may require additional review
- Weekend processing: Some delays on weekends/holidays
After 72 hours, contact customer support with your transaction ID.
This is a security requirement - emails must match.
Solutions:
- Option 1: Change your PayPal email to match sportsbook
- Log into PayPal → Settings → Emails
- Add your sportsbook email
- Set as primary email
- Option 2: Contact sportsbook support to update account email
- May require identity verification
- Takes 24-48 hours typically
Most users find Option 1 (updating PayPal email) faster and easier.
Instant Transfer (30 minutes):
- Costs 1.5% fee (maximum $15)
- Money in bank account within 30 minutes
- Good for urgent needs
Standard Transfer (1-3 days):
- Completely free
- Takes 1-3 business days
- Best for most users
Recommendation: Use standard transfer unless you urgently need funds. The 1.5% fee adds up over time.
Why this happens:
PayPal may flag gambling transactions if they seem unusual. This is rare but can occur with large deposits/withdrawals.
How to resolve:
- Contact PayPal customer service immediately
- Explain you're using licensed, legal US sportsbooks
- Provide transaction details if requested
- Account typically unlocked within 24-48 hours
Prevention tips:
- Start with smaller transactions ($50-100)
- Gradually increase over time
- Avoid multiple large transactions in one day
PayPal fully supports legal US sports betting - locks are usually just automated security measures.
Yes, you can use the same PayPal at multiple sportsbooks.
Benefits:
- Centralized transaction history
- Easy bankroll management
- Single payment method to monitor
Important notes:
- Each sportsbook requires separate account verification
- PayPal email must match each sportsbook account
- Track deposits/withdrawals for tax purposes
- Each sportsbook has separate daily/weekly limits
Using one PayPal for all sportsbooks is recommended for easier tracking and management.
PayPal Compared to Other Deposit Methods
Bottom Line: PayPal offers the best combination of speed, security, and universal acceptance
PayPal Processing Times by Sportsbook
Compare how quickly each sportsbook processes PayPal transactions:
ℹ️ Processing times shown are typical estimates verified October 2025. Actual times may vary based on account verification status, withdrawal amount, and day of week. First-time withdrawals may take longer due to identity verification.
PayPal Fees and Transaction Limits at Betting Sites
Deposit Fees
Sportsbook fees: $0 at FanDuel, BetMGM, DraftKings, Caesars
PayPal fees:
- $0 when using PayPal balance or linked bank account
- No additional fees for deposits to sportsbooks
Warning: Currency conversion fees (3-4%) apply if using non-USD PayPal account
💡 Pro Tip: Avoid Currency Conversion Fees
If your PayPal account uses a different currency than USD, you'll incur PayPal's currency conversion fees (typically 3-4%). Set USD as your primary currency in PayPal settings to avoid these charges when betting on US sportsbooks.
Withdrawal Fees
Sportsbook fees: $0 at major sportsbooks
PayPal fees:
- Standard transfer to bank: $0
- Instant transfer to bank: 1.5% fee (up to $15 maximum)
Transaction Limits
Minimum Deposits:
- FanDuel: $10
- BetMGM: $10
- DraftKings: $5 (lowest)
- Caesars: $10
Maximum Deposits:
- Typically $5,000-$10,000 per transaction at sportsbooks
- PayPal limit: $60,000 per transaction (rarely hit)
Daily/Weekly Limits:
- Vary by sportsbook and account verification status
- Increase with account history and verification level
PayPal Betting Site Availability by State
Plus additional states where DraftKings operates (26+ total)
States Without Legal Sports Betting
Online sports betting is not yet legal in California, Texas, Florida, Georgia, and many other states. Check back for updates as more states legalize online betting.
Legal Notice: Online sports betting with PayPal is only legal in states where licensed sportsbooks operate. This content is for educational and entertainment purposes in legal jurisdictions. Always check your local laws before betting online, and only use operators licensed in your jurisdiction. Use of VPNs or location-spoofing technology is illegal and will result in account closure and forfeiture of funds.
Advantages and Disadvantages of PayPal Betting
Benefits of Using PayPal
- ✅ Instant deposits at all sportsbooks
- ✅ Fast withdrawals (24-72 hours vs. 3-7 days for cards)
- ✅ Enhanced security (no card details shared with sportsbooks)
- ✅ No fees at major sportsbooks
- ✅ Mobile app convenience
- ✅ Familiar platform most bettors already use
- ✅ Buyer protection features
- ✅ Two-factor authentication available
Drawbacks of PayPal Betting
- ❌ Not accepted at ALL sportsbooks (though major ones support it)
- ❌ Requires existing PayPal account
- ❌ Currency conversion fees for non-USD accounts (3-4%)
- ❌ PayPal's own transaction limits ($60,000)
- ❌ Account freezes possible (rare but can happen)
Bottom Line: Benefits far outweigh drawbacks for most bettors
Is PayPal Safe for Sports Betting?
PayPal Security Features
- Encryption: 256-bit SSL encryption protects all transactions
- Buyer Protection: Dispute resolution available for unauthorized transactions
- Privacy Shield: Your card/bank details never shared with sportsbooks
- Fraud Monitoring: 24/7 real-time transaction monitoring
- Account Protection: Advanced fraud detection systems
💡 Pro Tip: Enable Two-Factor Authentication
Activate 2FA on both your PayPal account and sportsbook account for maximum security. This adds an extra layer of protection for your betting funds and prevents unauthorized access. Most PayPal betting fraud is prevented with 2FA enabled.
Best Practices for Account Security
- Enable two-factor authentication (2FA) on PayPal
- Use strong, unique password for PayPal account
- Only use licensed, regulated sportsbooks
- Monitor account regularly for unauthorized activity
- Never share login credentials
- Use PayPal's mobile app for added security layer
- Keep PayPal software/app updated
What About Sportsbook Security?
- All recommended sportsbooks are licensed and regulated
- State gaming commissions oversee operations
- Regular security audits required by law
- Funds held in segregated accounts
- SSL encryption on all transactions
Key Message: PayPal adds an extra security layer between your bank and the sportsbook, making it one of the safest payment methods for online betting.
Final Thoughts on PayPal Betting Sites
The best PayPal betting sites in the US are FanDuel, BetMGM, and DraftKings. All three offer instant deposits and fast withdrawals with no fees. PayPal deposits are eligible for welcome bonuses at all major sportsbooks.
Ready to start betting with PayPal? Sign up with FanDuel, BetMGM, or DraftKings using our links above to claim your welcome bonus. All three sportsbooks offer instant PayPal deposits and fast withdrawals with no fees.
⚠️ Gamble Responsibly
Sports betting should be entertaining, not a way to make money. If you or someone you know has a gambling problem, help is available 24/7:
National Resources:
- National Council on Problem Gambling: 1-800-522-4700 (24/7 confidential support)
- Online Chat: www.ncpgambling.org
State-Specific Hotlines:
- Connecticut: 888-789-7777 or visit ccpg.org/chat
- Massachusetts: 800-327-5050 or visit GamblingHelpLineMA.org
- New York: 877-8HOPENY (877-846-7369) or text HOPENY (467369)
- Maryland: Visit www.mdgamblinghelp.org
Self-Exclusion Programs: All major sportsbooks offer deposit limits, loss limits, time limits, and self-exclusion options. Use these tools to maintain control of your betting.
You must be 21+ to bet (18+ in DC, KY, PR). Gambling involves risk. Never bet more than you can afford to lose.
Frequently Asked Questions About PayPal Betting
What betting sites accept PayPal?
FanDuel, BetMGM, DraftKings, and Caesars are the major US sportsbooks that accept PayPal. All offer instant deposits and fast withdrawals. PayPal betting is available in 22+ legal sports betting states including New York, New Jersey, Pennsylvania, and Michigan.
Is PayPal free to use at betting sites?
Yes, all major US sportsbooks offer fee-free PayPal deposits and withdrawals. PayPal itself doesn't charge fees for these transactions when they're funded from your PayPal balance or linked bank account. However, currency conversion fees (3-4%) may apply for international transactions, and PayPal charges 1.5% (up to $15) for instant bank transfers from PayPal to your bank.
How long do PayPal deposits take at sportsbooks?
PayPal deposits are instant at all major sportsbooks. Your funds appear in your betting account immediately after confirming the transaction. There's no waiting period. This makes PayPal one of the fastest deposit methods available, equivalent to debit cards but more secure.
How long do PayPal withdrawals take from betting sites?
PayPal withdrawals typically take 24-72 hours depending on the sportsbook. FanDuel processes withdrawals in 24-48 hours and is often faster (sometimes under 2 hours per CBS Sports). BetMGM takes 24-48 hours, and DraftKings usually completes withdrawals within 24-72 hours. This is significantly faster than credit card withdrawals which can take 3-7 business days. First-time withdrawals may take longer due to identity verification requirements.
Can I withdraw my winnings to PayPal?
Yes, all sportsbooks that accept PayPal deposits also allow PayPal withdrawals. Processing times range from 24-72 hours depending on the sportsbook. Your PayPal email must match your sportsbook account email, and you must complete identity verification before your first withdrawal (typically requires uploading ID and proof of address). Once verified, future withdrawals are faster.
Do I get bonuses if I deposit with PayPal?
Yes, PayPal deposits are eligible for all welcome bonuses and promotions at major US sportsbooks. There's no difference in bonus eligibility compared to other deposit methods like credit cards or bank transfers. Current offers include FanDuel's $150 bonus (if first bet wins), BetMGM's up to $1,500 first bet second chance, and DraftKings' $200 bonus (if first bet wins). Always check the specific terms and conditions for each promotion.
What's the minimum PayPal deposit at betting sites?
Minimum PayPal deposits range from $5 to $10 depending on the sportsbook. DraftKings has the lowest minimum at $5, while FanDuel, BetMGM, and Caesars require $10. Maximum deposits typically range from $5,000 to $10,000 per transaction at the sportsbook level, though PayPal itself has a $60,000 per-transaction limit which is rarely reached. Limits may increase with account verification and betting history.
References
- FanDuel Sportsbook. (2025). "Deposit and Withdrawal Methods." FanDuel.com. Retrieved October 7, 2025.
- FanDuel Research. (2025). "FanDuel Promo Offer for New Customers: Bet $5+, Get $150 in Bonus Bets If Your Bet Wins." FanDuel.com. Retrieved October 6, 2025.
- BetMGM. (2025). "Best Sportsbook Promotions & Bonuses in October 2025." BetMGM.com. Retrieved October 5, 2025.
- BetMGM. (2025). "PayPal Deposits - How to Use PayPal at BetMGM." BetMGM.com. Retrieved October 7, 2025.
- DraftKings. (2025). "Banking Options and Payment Methods." DraftKings.com. Retrieved October 7, 2025.
- PayPal. (2025). "User Agreement - Fees and Transaction Limits." PayPal.com. Retrieved October 7, 2025.
- American Gaming Association. (2025). "State-by-State Sports Betting Legalization Tracker." AmericanGaming.org. Retrieved October 2025.
- Legal Sports Report. (2025). "PayPal Sportsbooks in the US." LegalSportsReport.com. Retrieved October 2025.
- CBS Sports. (2025). "FanDuel Promo Code Review: Bet $5, Get $150 in Bonus Bets." CBSSports.com. Retrieved October 6, 2025.
- National Council on Problem Gambling. (2025). "Responsible Gaming Resources and Support." NCPG.org. Retrieved October 7, 2025.
All information verified as of October 7, 2025. Sportsbook offers, bonus amounts, terms, processing times, and state availability subject to change without notice. Always check the official sportsbook website for current information before signing up.
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